Health and Welfare Trusts

With today's rising healthcare and dental costs and aging population, the Health and Welfare Trust is an ideal way to maximize tax-deductibility, customize flexible benefits and reduce cost. This plan is ideal for a self-employed individual or an incorporated company. The Health and Welfare Trust is a plan that facilitates these benefits in a tax-effective and cost-efficient manner. It can be used on its own or in combination with existing group insurance coverage.

Many self-employed individuals or businesses have investigated health and dental coverage, but did not pursue it for any number of reasons. These may have included, the company was too small to have real "purchasing power" with the insurance companies, the company was too new or in an industry where insurers are not interested in providing benefits, the majority of their workforce had coverage through spousal plans, the companies workforce wanted control over where they could use funds without being restricted by co-insurance or low maximums in the extended health benefit categories such as dental, vision care, chiropractic, or other benefits.

Call or email us to find out how we can assist you with finding the right healthcare and dental benefit solution.